How does equipment leasing work?

Equipment leasing allows businesses to acquire equipment through affordable monthly payments instead of large upfront purchases.

Can I finance used equipment?

Yes. Easylease provides financing for both new and used equipment across multiple industries.

How long does approval take?

Many applications receive approval within as little as 24 hours depending on the transaction and documentation required.

What industries do you finance?

We finance equipment for construction, transportation, manufacturing, medical, dental, landscaping, technology, agriculture, and more.

What credit scores are required?

Financing options are available for many types of credit profiles depending on the equipment, business history, and transaction structure.

Do you offer sale leaseback financing?

Yes. Sale leaseback financing allows businesses to unlock working capital from owned equipment.

✓ Equipment Refinancing Canada

Unlock the value of your existing equipment.
Improve cash flow.

Easylease helps Canadian businesses refinance equipment they already own or are currently financing to lower payments, improve terms, consolidate debt, or unlock working capital without disrupting daily operations.

Explore Equipment Refinancing →Request a Quote

Lower payment potential

Unlock working capital

Consolidate equipment debt

REFinancing

Turn existing assets into a financial advantage.

Refinance equipment to support liquidity, reduce monthly pressure, or better align financing with your current business needs.

Lower

Potential monthly payments

Unlock

Equipment value for working capital

Simplify

Consolidate multiple obligations

Cash flow

Improve liquidity and flexibility

Lower payments

Potentially reduce monthly obligations

Consolidation

Simplify equipment financing

Canada-Wide

Equipment refinance solutions

Equipment Refinancing Benefits

Make the equipment you already have work harder for your business.

Equipment refinancing can help businesses strengthen their financial position, manage growth, or respond to changing market conditions without requiring new equipment purchases.

Improve Cash Flow

Refinancing may reduce monthly payments or free up working capital for operational needs.

Update Financing Terms

Replace an existing loan or lease with a new agreement that better fits current business needs.

Consolidate Debt

Combine multiple equipment loans or leases into a simplified payment structure.

Keep Equipment in Use

Continue using business-critical equipment while restructuring the financing behind it.

How Equipment Refinancing Works

Replace old financing with a structure built for where your business is now.

When equipment is refinanced, the remaining balance of the current financing is paid out and replaced with a new agreement, often with updated terms, a longer amortization period, lower payments, or different end-of-term options.

Review Existing Equipment

We assess the equipment, its value, current condition, and how it supports your operations.

Evaluate Current Obligations

Existing lease or loan balances are reviewed to understand payoff amounts and refinancing potential.

Structure New Terms

A new financing structure is created to support cash flow, simplify payments, or unlock working capital.

Continue Operations

Your business continues using the equipment while the refinancing solution supports new financial goals.

Is your current equipment financing still working for your business?

Refinancing may help lower payments, improve terms, consolidate debt, or create breathing room during seasonal fluctuations.

Apply Now →

When Refinancing Makes Strategic Sense

Use refinancing to support financial flexibility and long-term growth.

Equipment refinancing can be especially useful when interest rates have improved, revenues have stabilized, existing financing no longer fits, or the business needs liquidity without acquiring new equipment.

Vintage Bantam excavator in faded orange and blue

Construction Equipment

Refinance excavators, loaders, dozers, compact machines, and heavy equipment.

Transportation Assets

Refinance trucks, trailers, fleet vehicles, and transportation equipment.

A view of the refrigerator manufacturing plant's fully automated side panel forming line.Translation: "Warning:Danger Prohibit reach into;elecric shock;must connect an earth terminal to the ground"

Manufacturing Equipment

Refinance machinery, production equipment, and industrial assets.

Bright, modern dental office with dental chair, equipment, sink, cabinets, and stool.

Business Equipment

Refinance technology, office systems, shop equipment, or specialized business assets.

Turning Equipment Into a Financial Advantage

Refinance to support your next business move.

Whether your objective is to improve cash flow, fund expansion, simplify payments, or create breathing room during seasonal fluctuations, equipment refinancing provides a practical way to maximize the value of equipment already in place.

Support working capital without purchasing new assets

Potentially reduce monthly payment pressure

Replace outdated financing with better-aligned terms

Maintain operations while adjusting your financing structure

Financing that matches where your business is now.

Refinancing can provide the flexibility to respond to changing conditions, stabilize cash flow, and plan the next stage of growth.

Need a lease quote?

Use the Easylease Express™ lease calculator to quickly estimate monthly payment costs and compare financing scenarios.

Lease Calculator →

Equipment Refinancing FAQ

Common questions about refinancing equipment.

Help buyers understand how equipment refinancing works and when it may be a fit for their business.

Ready to take the next step?

Contact Easylease to explore equipment refinancing options designed to support cash flow, improve terms, and move your business forward.

Unlock the value of your existing equipment.
Improve cash flow.

Turn existing assets into a financial advantage.

Make the equipment you already have work harder for your business.

Replace old financing with a structure built for where your business is now.

Is your current equipment financing still working for your business?

Use refinancing to support financial flexibility and long-term growth.

Refinance to support your next business move.

Financing that matches where your business is now.

Need a lease quote?

Common questions about refinancing equipment.

Ready to take the next step?

EasyLease

Sales

Inquiries

Customer Service

Unlock the value of your existing equipment. Improve cash flow.

Turn existing assets into a financial advantage.

Make the equipment you already have work harder for your business.

Replace old financing with a structure built for where your business is now.

Is your current equipment financing still working for your business?

Use refinancing to support financial flexibility and long-term growth.

Refinance to support your next business move.

Financing that matches where your business is now.

Need a lease quote?

Common questions about refinancing equipment.

Ready to take the next step?

EasyLease

Sales

Inquiries

Customer Service

Unlock the value of your existing equipment.
Improve cash flow.