How does equipment leasing work?

Equipment leasing allows businesses to acquire equipment through affordable monthly payments instead of large upfront purchases.

Can I finance used equipment?

Yes. Easylease provides financing for both new and used equipment across multiple industries.

How long does approval take?

Many applications receive approval within as little as 24 hours depending on the transaction and documentation required.

What industries do you finance?

We finance equipment for construction, transportation, manufacturing, medical, dental, landscaping, technology, agriculture, and more.

What credit scores are required?

Financing options are available for many types of credit profiles depending on the equipment, business history, and transaction structure.

Do you offer sale leaseback financing?

Yes. Sale leaseback financing allows businesses to unlock working capital from owned equipment.

✓ Sub-Prime Equipment Financing & Asset-Backed Loans

Flexible financing for businesses that do not fit the traditional lending box.

Easylease is a story lender providing flexible equipment financing and asset-backed loans to small and middle-market businesses throughout the U.S. and Canada. We support emerging, turnaround, and established companies that may not meet traditional lending requirements.

Apply Now → Request a Quote →

Flexible Financing

We finance the business story, not just the credit profile.

When the fundamentals make sense, Easylease can help structure practical financing around the asset and the opportunity.

Story

Beyond the score

Assets

Equipment and asset-backed structures

U.S. + Canada

Support for small and middle-market

Flexible

For lenders, brokers, and funders

A Story Lender for Real Businesses

Credit challenges should not automatically stop growth.

Traditional lenders often rely heavily on rigid credit boxes, balance sheet strength, or investment-grade borrower profiles. Easylease takes a broader view. We evaluate the story behind the business, the quality of the asset, the use of funds, the recovery plan, and the path to repayment.

Equipment financing for companies that may not meet bank requirements

Asset-backed loans secured by equipment, receivables, inventory, or other business assets

Support for emerging, turnaround, and established companies

Flexible structures for companies across the U.S. and Canada

Two woman at an office board meeting working.

Financing built around where your business is going.

Every business has a different path to growth. Easylease looks beyond traditional lending criteria to create practical practicing financing solutions based on your equipment, opportunity, and long-term potential.

Why Easylease

Built for borrowers who need flexible thinking, not automatic rejection.

We understand that many viable businesses fall outside standard bank lending rules.

Story-Based Credit Review

We consider business context, asset value, management plan, revenue opportunity, and repayment path.

Asset-Focused Structures

Collateral strength can support financing when traditional financial statements are not enough.

Flexible Deal Structuring

We work to structure financing around the asset, business need, risk profile, and operating reality.

U.S. and Canadian Reach

Support for small and middle-market businesses throughout the United States and Canada.

Fast Path to Review

Our team can quickly assess whether the opportunity is a potential fit.

Growth-Oriented Capital

Financing designed to help businesses acquire assets, stabilize operations, and grow.

Financing Solutions

Alternative lending structures built around assets, cash flow, and opportunity.

When a business does not qualify for conventional financing, a flexible structure can make the difference.

Sub-Prime Equipment Financing

Review applications, structure deals, and prepare files for lender or funder consideration.

Asset-Backed Loans

Support credit bureau pulls, review borrower profiles, and analyze deal viability.

Turnaround Financing

Manage banking review, supporting documentation, and borrower file requirements.

Non-Investment Grade Lending

Help match deals with best-fit lenders or funders through an established network.

Private Sale Financing

Support equipment purchases from private sellers, auctions, or non-dealer sources.

Funding Coordination

Coordinate funding steps, execution, documentation review, and operational handoffs.

Broker Payouts

Support commission calculation, broker payouts, and transaction tracking.

Compliance Oversight

Maintain process accuracy, documentation discipline, credit adjudication, PPSA, and creditor insurance workflows.

How It Works

A practical process for non-traditional financing requests.

We focus on understanding the full business picture before recommending a structure.

Tell the Story

Share the background, credit situation, equipment need, use of funds, and repayment plan.

Review the Assets

We evaluate equipment, collateral, invoices, inventory, or other business assets.

Structure the Deal

Our team works to identify a practical equipment financing or asset-backed structure.

Move Forward

If approved, financing can help the business acquire equipment or unlock capital.

Sub-Prime Equipment Financing FAQ

Alternative business financing for non-traditional borrowers.

Sub-prime equipment financing and non-investment grade business financing can help companies access capital when traditional banks are unable to approve the request.

Your business may have a stronger story than your credit profile shows.

Speak with Easylease about sub-prime equipment financing, asset-backed loans, turnaround financing, non-investment grade lending, private sale financing, sale leaseback financing, and flexible commercial finance solutions.

Apply Now →Request a Quote →

Flexible financing for businesses that do not fit the traditional lending box.

We finance the business story, not just the credit profile.

Credit challenges should not automatically stop growth.

Financing built around where your business is going.

Built for borrowers who need flexible thinking, not automatic rejection.

Alternative lending structures built around assets, cash flow, and opportunity.

A practical process for non-traditional financing requests.

Alternative business financing for non-traditional borrowers.

Your business may have a stronger story than your credit profile shows.

EasyLease

Sales

Inquiries

Customer Service