Skip to content
Easylease company logo in blue with stylized e icon.
Factoring & Receivable Invoice Financing Canada

Turn unpaid invoices into working capital.
Get cash flow moving.

Easylease helps Canadian businesses access cash tied up in unpaid customer invoices through factoring and accounts receivable financing, so you can cover payroll, buy inventory, manage operations, and grow without waiting 30, 60, or 90+ days to get paid.
Icon - white checkmark
Advance cash from invoices
Icon - white checkmark
Support payroll and operations
Icon - white checkmark
Scale with sales growth
Easylease company logo in blue with stylized e icon.
Invoice Funding

Stop waiting on slow-paying customers to fund your next move.

Convert eligible receivables into immediate cash flow for operating expenses, hiring, growth, and supplier payments.
Invoices
Use unpaid receivables
Cash Flow
Access working capital faster
Growth
Funding can scale with sales
30–90+ days
Do not wait for customers to pay
Cash flow
Unlock capital from invoices
Flexible
Use funds for business needs
Canada-Wide
Receivable financing support

Improve cash flow without waiting for invoice due dates.

Factoring and receivable invoice financing can help businesses bridge payment delays, manage working capital, and fund growth using unpaid invoices as a financing tool.

Icon - Lightning Bolt
Faster Access to Cash

Receive funds from eligible invoices sooner instead of waiting weeks or months for payment.

Icon - Circle Dollar Coin
Support Payroll & Operations

Use invoice financing to cover payroll, suppliers, rent, inventory, fuel, or operating costs.

Icon - Magnifying glass arrow up chart
Scale With Revenue

As sales and receivables grow, available funding potential may grow with your invoice volume.

Icon - Checkmark
Less Reliance on Term Debt

Use unpaid invoices to create liquidity without taking on a traditional long-term loan structure.

A simple way to convert invoices into working capital.

Factoring, also known as accounts receivable financing or invoice financing, allows a business to receive an advance on unpaid customer invoices in exchange for immediate cash flow.

01
Issue Invoice

Your business issues an invoice to a customer for completed goods or services.

02
Submit Invoice

You submit the eligible invoice to the factoring or receivable financing provider.

03
Receive Advance

The factor advances a significant portion of the invoice value to support cash flow.

04
Customer Pays

The customer pays the factor directly according to the invoice terms.

05
Balance Released

The remaining balance is sent to your business, less applicable service fees.

Have invoices outstanding right now?

Invoice financing may help turn receivables into cash flow so your business can keep moving.

Recourse and non-recourse factoring explained.

Factoring structures can vary by customer credit quality, invoice type, industry, and business needs. The right option depends on your cash flow goals and risk profile.

Icon - 3 Layers
Recourse Factoring

Typically offers lower fees because the business may remain responsible if the customer does not pay.

Icon -Circle Checkmark
Non-Recourse Factoring

May provide additional protection in certain customer non-payment situations, depending on program terms.

Icon - Left and Right Arrows combined
Receivable Financing

Use eligible receivables to improve cash flow while supporting ongoing customer and supplier obligations.

Built for businesses with receivables, growth, and timing gaps.

Factoring can be useful for companies that invoice customers on terms but need cash flow sooner to operate, purchase inventory, pay staff, or accept larger contracts.

Icon - Van Truck
Transportation & Logistics

Bridge cash flow between fuel, payroll, maintenance, and customer invoice payments.

Icon - Factory
Manufacturing

Support materials, production, supplier costs, and inventory needs while invoices age.

Icon - Box Value
Distribution & Wholesale

Keep inventory moving while waiting for customers to settle invoices.

Icon - People
Staffing

Manage payroll timing when clients pay after work has already been completed.

Use invoice financing to support day-to-day business momentum.

Slow-paying invoices can limit growth even when sales are strong. Factoring helps convert receivables into usable working capital so your business can continue accepting orders, fulfilling contracts, and managing expenses.

Icon - white checkmark
Cover payroll before customers pay
Icon - white checkmark
Purchase inventory or materials for new orders
Icon - white checkmark
Manage supplier, fuel, or operating expenses
Icon - white checkmark
Support growth without waiting for receivables to clear
Person using a Calculator

Financing that follows your receivables.

When invoice volume grows, receivable-based funding can help businesses scale with demand.

Common questions about receivable invoice financing.

Help buyers understand how factoring works and whether it may fit their business cash flow needs.

How much of an invoice can be advanced?
What can factoring funds be used for?
What is the difference between recourse and non-recourse factoring?

Ready to turn invoices into cash flow?

Apply now or request a quote to explore factoring and receivable invoice financing options for your business.